基本上，申請二胎房貸須要名下有房產，且房屋要有殘值。若是自己名下沒有房產，可用親友的房屋當作擔保品，但要親友出面當保人。 The transfer underscores the complexity and problems of balancing U.S. relations using an more and more highly effective China in opposition to the American determination to assist Taiwan protect by itself. ● 二胎增貸可貸額度有所差異，二胎通常為固定數額，增貸則受房... https://http-directory.com/listings13117895/%E6%A1%83%E5%9C%92%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE-secrets