Debt collectors must follow strict federal rules, and many consumers don’t realize when those rules are being broken. If National Credit Services is calling you repeatedly throughout the day, this may qualify as harassment under the FDCPA. Collectors also cannot scare you with threats of arrest, lawsuits, or wage garnishment unless such actions are legal and genuinely planned. Another... https://protectionforconsumers.com/end-national-credit-services-debt-collection-harassment/